Funds
Know everything related to funds here.
This section contains:
How do I view my Fund Transfer Request Status?
The Fund Transfer Status report displays the status of your payout requests, such as approved, rejected, or pending transactions.
Go to My Accounts.
Select Funds.
Click on the subcategory Funds.
Both your Ledger Balance and Ledger Balance without collateral will be displayed at the top.
Find Fund Transfer Request Status.
Click on View Status.
Select bank name, status, and date.
Click Submit.
Your result will be displayed.
How to Modify / Cancel fund transfer request?
Go to My Accounts.
Select Funds.
Click on the subcategory Funds.
Both your Ledger Balance and Ledger Balance without collateral will be displayed at the top.
Find Fund Transfer Request Status.
Click on View Status.
Select the bank name, status, and date.
Click Submit.
Click on this More Options button (image shown in source). You will be provided with two options — Modify and Cancel Request.
To modify your payout request, click Modify. A window will open. Enter the required amount and click Update.
Withdrawal requests on business days are typically processed within 12 hours. Requests during weekends and holidays are processed on the next working day.
To cancel the payout request, click Cancel.
How do I view my Fund Transfer Report?
The Fund Transfer Report displays details of funds you paid to Geojit or funds paid out to you by Geojit.
Go to My Accounts.
Select Funds.
Click on the subcategory Funds.
Both your Ledger Balance and Ledger Balance without collateral will be displayed at the top.
Find Fund Transfer Report.
Click on View Report.
Select the date range.
Your entire Pay in / Pay out transaction list will be displayed chronologically, with the earliest transaction at the top.
In the mobile app, you can apply a filter by clicking the filter icon at the top right corner.
Select the type of transaction you wish to view: All / Pay In / Pay Out. The respective transaction list will appear.
How to Add / Withdraw Funds?
To add funds to your ledger balance:
Go to My Accounts.
Select Funds.
Click on the subcategory Funds.
Both your Ledger Balance and Ledger Balance without collateral will be displayed at the top.
Find Add Funds and click on it.
Read More: How can I add/transfer funds to my trading account via net banking?
To withdraw funds:
Go to My Accounts.
Select Funds.
Click on the subcategory Funds.
Both your Ledger Balance and Ledger Balance without collateral will be displayed at the top.
Find Withdraw and click on it.
How do I pledge shares?
Only clients with PoA/DDPI-authorized accounts can place a margin pledge request online through MyGeojit or by calling a branch/customer care. Non-PoA/DDPI clients must submit a pledge/unpledge form at a branch.
Go to My Accounts.
Select Funds.
Click on the subcategory Pledge.
Your pledge-eligible scrips will be listed as Cash Equivalent and Non-Cash Collateral. The total expected margin will be displayed at the bottom of the page.
Select the scrip you wish to pledge.
Enter the quantity.
Click Pledge.
Your request will be submitted.
You will receive an email/text message from NSDL containing a link. Click it.
To authenticate, enter your PAN and CAPTCHA, then click Submit.
You will see your pledge request. Click Confirm to complete.
Currently, the pledge facility is unavailable for joint account holders.
How do I unpledge my shares?
To unpledge your shares:
Go to My Accounts.
Select Funds.
Click on the subcategory Pledge.
You will by default land on the Pledge Shares page. Right next to it, click the Unpledge Shares page.
The list of Unpledge Eligible Scrips will be shown.
Select the scrip you wish to unpledge.
Enter the quantity.
Click Unpledge.
A pop-up will state: "Unpledged request will be processed on every business day at 6pm. Your Buying Power will be reduced on your unpledged Instruction." Click Continue.
Another pop-up will state: "Your request to Unpledge has been accepted. The request will be processed at the end of the day after verifying your Margin requirements. The request may be accepted or rejected based on your Margin requirement for the day. You can check the status of the request in the Pledge History tab."
Next to the Unpledge shares tab is History, where you can check the status of your pledge/unpledge requests.
How do I know the AMC (Annual Maintenance Charge)?
Go to My Accounts.
Select Funds.
Click on DP AMC.
Select DP Id and the AMC due will be displayed.
Know your mandate information
Go to My Account.
Click on Funds.
Select Mandate.
Any active mandates will be displayed on this page.
There's an option to create a new mandate at the top of the page.
How can I activate the NACH / e-NACH facility?
Register a NACH mandate to enable smooth and uninterrupted payments for your Smartfolios SIPs.
Notes:
If you have multiple banks linked, select the bank you wish to use for NACH registration.
It is recommended to register a single NACH mandate with a higher amount and longer tenure to support future SIPs; only the amount for your active Smartfolios SIPs will be debited.
Registration typically takes 4–5 working days. Ensure sufficient funds in the selected account for ongoing SIPs.
Steps:
Go to My Account.
Select Fund > Mandate > Register.
Fill in the Mandate Registration Form:
Select your Bank Name.
Select the Maximum Amount (only required amount will be debited).
Select the Start & End Date > Next.
You will be sent a link to your registered email ID. You can complete registration using the link, or by clicking Proceed.
Choose your payment option — Net banking / Debit Card.
Accept the Terms & Conditions > Proceed.
You will be redirected to your bank's mandate registration portal. Accept the request and complete the necessary steps.
How do I temporarily Pause / Cancel my NACH / e-NACH mandate?
Log in to MyGeojit and go to My Account.
Select Funds > Mandate.
Click the Pause/Cancel button next to the desired mandate.
A confirmation pop-up will appear. Click Confirm.
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