# INVEST

Once you tap on the 'Invest' icon given at the bottom banner, you will by default land on the home page of the Invest page.

#### This Section Contains: <a href="#this-section-contains" id="this-section-contains"></a>

1. [How to Invest In SIP/Lumpsum ?](#how-to-invest-in-sip-one-time)
2. [Mutual Fund Order & Payment Timing ?](#mutual-fund-order-and-payment-timing)
3. [How to invest in NFO ?](#how-to-invest-in-nfo)
4. [How to place multiple MF order using cart?](#how-to-place-multiple-mf-order)

### How to Invest In SIP/One-time <a href="#how-to-invest-in-sip-one-time" id="how-to-invest-in-sip-one-time"></a>

* Tap on the '**Invest**' tab in the bottom banner.
* You can either tap on **'**[**Explore All Mutual Funds**](https://usermanuals.geojit.com/fundsgenie-mobile/dashboard/explore-all-mutual-funds)' or '[**Genie Recommendations**](https://usermanuals.geojit.com/fundsgenie-mobile/invest/the-watchlist#what-are-genie-recommendations-and-morningstar-top-funds)'.
* Explore the mutual funds and select the fund in which you wish to invest.
* Click on the '**Invest Now**' button given towards the bottom right-hand side of each fund.
* Enter the **SIP/Lumpsum** amount, date, and duration. Select holding mode- **Physical/Demat**.

Physical Order :

* If you select holding mode as '**physical form'**, **an order authentication window will appear.**
* **Authenticate the order** by selecting the mobile number and desired option. Then **generate OTP**.
* As a payment mode, you can either select net banking, UPI, or NEFT/RTGS.
* Accept the payment before time-out, and your new SIP order will be placed successfully.

Demat Order :

* If you select holding mode as '**Demat**,' enter the amount or units in the order placement window and click on **Continue**.
* Cross-check your details and click on the '**Register SIP**' button.
* As a payment mode, you can either select **Net Banking**, **UPI**, or **NEFT/RTGS**.
* Accept the payment before time-out, and your new order will be placed successfully.

<div><figure><img src="/files/Y9Zyzft26VGGoBCZdL2y" alt=""><figcaption></figcaption></figure> <figure><img src="/files/vyNxR6vIX2fIwu8LlAsv" alt=""><figcaption></figcaption></figure></div>

***

### Mutual Fund Order & Payment Timing

<table><thead><tr><th width="161.5999755859375">Scenario</th><th width="218.2003173828125" align="right">Which NAV Will Be Applied</th><th width="236.599853515625">When Will Order Be Processed</th><th>Order Status</th></tr></thead><tbody><tr><td>Buy order placed <strong>before 2.30 PM</strong> and payment updated with BSE before <strong>2.30 PM</strong></td><td align="right">Today's NAV</td><td>Processed today</td><td><strong>In progress</strong></td></tr><tr><td>Buy order placed <strong>before 2.30</strong> PM and payment updated with BSE <strong>after 2.30 PM</strong></td><td align="right">Next business day's NAV</td><td>Processed next business day</td><td><strong>Payment Pending</strong></td></tr><tr><td>Buy order placed <strong>after 2.30 PM</strong> and payment updated with BSE <strong>after 2.30 PM</strong></td><td align="right">Next business day's NAV</td><td>Processed next business day</td><td><strong>Payment Pending</strong></td></tr><tr><td>Buy order placed <strong>before 2.30 PM</strong> and payment not made on same day</td><td align="right">Not processed</td><td>Not processed</td><td><strong>Failed</strong></td></tr></tbody></table>

{% hint style="info" %}
The above scenarios are based on a **2.30 PM cut-off time**. Orders and payments made **after 2.30 PM** will be considered for the **next business day’s NAV** and processing. If the cut-off time for your scheme is different (for example, 1:30 PM for some liquid funds), please refer to the respective scheme details.
{% endhint %}

***

### How to Invest in NFO

A separate section named "Ongoing NFOs" is available towards the middle of the Invest page. Click 'View More' to see both ongoing NFOs and previously applied NFOs. You can see details such as:

* Fund Name
* Open Date
* Close Date
* Allotment Date

If you wish to invest, click the 'Apply Now' button at the bottom right corner of each fund. The process followed is the same as described in "[How to Invest In SIP/One-time](https://usermanuals.geojit.com/fundsgenie-mobile/invest#how-to-invest-in-sip-one-time)".

<div><figure><img src="/files/PnW2mOSH3XI56WNutEo4" alt=""><figcaption></figcaption></figure> <figure><img src="/files/QZPEfLtR6GN82S794xch" alt=""><figcaption></figcaption></figure> <figure><img src="/files/hGflx2GKciLWIg2zxJOM" alt=""><figcaption></figcaption></figure></div>

### How to place multiple MF order using cart ?

The Cart feature allows you to add multiple mutual funds (SIP and/or Lumpsum) and place them together in a single transaction flow.

This helps you:

* [x] Invest in multiple funds at once
* [x] Avoid repeating payment steps for each fund
* [x] Review all investments before final confirmation

***You can add up to 20 funds in one cart.***

#### How to Add a Fund to Cart ?

* Open the FundsGenie App
* Search or **open any Mutual Fund details page**
* **Or**, tap on the '**Invest**' tab in the bottom banner.
* You can either tap on **'**[**Explore All Mutual Funds**](https://usermanuals.geojit.com/fundsgenie-mobile/dashboard/explore-all-mutual-funds)' or '[**Genie Recommendations**](https://usermanuals.geojit.com/fundsgenie-mobile/invest/the-watchlist#what-are-genie-recommendations-and-morningstar-top-funds)'.
* Explore the mutual funds and select the fund in which you wish to invest.
* Go through the details and click on the '**Add To Cart**' button given towards the bottom.&#x20;

<div align="left"><figure><img src="/files/vXOhdGKlY9Vm5gb8eq2N" alt="" width="324"><figcaption></figcaption></figure></div>

* In the **Add to Cart** screen:
  * Select investment type- **SIP** or **One-time** investment.
  * Enter the **amount you want to invest.**
  * Choose the **monthly installment date** for SIP.
  * Select **duration**.
  * Pick **mode of holding** (Demat or Physical).
* Tap **Save** to add this fund to your cart.

<div align="left"><figure><img src="/files/3cykuZ8jsozoNbQwvmdG" alt="" width="324"><figcaption></figcaption></figure></div>

* After saving, you’ll see your **Fund Cart.**
* Likewise, if you wish to invest in multiple funds at once, add your preferred funds to the cart.
* **To add another fund:**
  * Tap the **“+” icon** at the top-right corner.
  * Select your preferred fund and enter investment details.&#x20;

<div align="left"><figure><img src="/files/5PIyiExhL8bF7yr4NQlE" alt="" width="324"><figcaption></figcaption></figure></div>

* You can add :&#x20;
  * Multiple Lumpsum funds
  * Multiple SIPs
  * Or a combination of both

<div align="left"><figure><img src="/files/HRfAf7AIXLtShvARCp9r" alt="" width="324"><figcaption></figcaption></figure></div>

* Once done, now review your cart :&#x20;
  * Check all selected funds, SIP amounts, and dates in the **Fund Cart**.
  * Confirm the **total investment amount** at the bottom.
* Confirm and Place Order :&#x20;

<div align="left"><figure><img src="/files/pp8WvP5msPs5YKU2ZJ4M" alt="" width="324"><figcaption></figcaption></figure></div>

* Tap **Continue**.
* On the **Order Confirmation** screen :
  * Verify purchase details (total amount, frequency, mode of holding).
  * Select or create a **bank mandate** for payment.
* Bank Selection & Payment Setup
  1. **Select the bank account** for payment
  2. For SIPs, select the mandate bank
  3. If multiple banks are available, the platform will display the available banks in your trading/demat account.
  4. Confirm the details and proceed
* Authentication & Payment Flow
  * **Non-Demat Orders :**&#x20;
    * You will be redirected to the BSE authentication page
    * After authentication, you’ll proceed to payment
  * **Demat Orders :**&#x20;
    * You’ll be taken directly to the payment page
    * No additional authentication required
* **Payment Options Available** ( Choose any of the following) :

  * Net Banking
  * UPI
  * NEFT / RTGS

  Complete the fund transfer just like a normal purchase.<br>
* **After Payment Completion**
  1. You’ll be redirected to the **Order Confirmation screen.**
  2. All placed orders will appear under **Pending Orders (In progress).**
  3. Once units are allotted by the AMC:&#x20;
     * The investments will reflect in your Holdings
     * SIPs will start as per the selected schedule

***

{% hint style="info" %}
**Important Notes**&#x20;

* A single cart transaction can include **both SIP and Lumpsum orders**
* Orders are processed individually by AMCs even though payment is done together
* Unit allocation depends on:&#x20;
  * Cut-off time
  * Payment confirmation
  * AMC processing timelines
    {% endhint %}


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://usermanuals.geojit.com/fundsgenie-mobile/invest.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.