> For the complete documentation index, see [llms.txt](https://usermanuals.geojit.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://usermanuals.geojit.com/flip-web/more/funds.md).
# Funds
### This section contain
1. [Funds page](#funds-page)
2. [How to open the Funds page](#how-to-open-the-funds-page)
3. [Withdraw'](#withdraw)
4. [Add Funds](#add-funds)
5. [Block/Unblock funds](#what-is-the-procedure-to-block-unblock-funds)
6. [How to find your margin details ?](#how-to-find-your-margin-details)
### Funds Page
The **"Funds"** **page** is a vital tool for users to manage their trading account. It allows users to keep track of their **Available Funds**, monitor their **Margin** usage, and manage their **Account Balance.**
The page provides a detailed overview of the user's financial status, including:
#### Cash + Collateral
*Cash + Collateral*
This represents the total margin available for the user to take new positions. The values are computed on a real-time basis and are therefore indicative in nature. Final figures for booked profits/losses, brokerage, and other charges are accounted for at the end of the day in the ledger. Users are advised to refer to the end-of-day [**account statement**](https://usermanuals.geojit.com/mygeojit-mobile/reports/account-statement) for final and accurate balances.
#### Available Cash / ledger balance
This figure represents the amount of cash that is currently available in the user's account. If you have traded for the day, then these values are computed on a real-time basis and are therefore indicative in nature. So please refer the [**Account statement**](https://usermanuals.geojit.com/mygeojit-mobile/reports/account-statement) to get the real figures at End of the Day.
#### Margin Utilized
This shows the amount of margin that is currently being used for open trades.
Furthermore, the page provides a breakdown of the **Margin Balance** and **Margin Utilized** for each trading segment, allowing users to monitor their margin usage across different markets.
In addition to this, the **"Funds"** **page** offers users the option to manage their Account Balance. Users can add funds to their trading account or withdraw their balance directly from this page.
Moreover, by clicking on the Payout Status, the user can easily view the current status of their **Payout** request in their **My Geojit Account.** This is feature offers users the convenience of tracking their **Payout Requests** and keeping themselves updated with the status of their account.
#### Note
* When you exit an Intraday Positions for a profit, the profit from the transaction is only released as margin upon the settlement of the transaction, so until the the profit position is shown as blocked.
* When you sell a stock from your holdings, only 80% of the sale proceeds are released as margin balance, with the remaining 20% blocked.
### How to open the Funds page
To *open* the **Funds page**, follow these steps:
* Go to the **"More"** **page.**
* Locate and click on the **"Funds"** **page.**
* This will redirect you to the **"Funds"** **page.**
### Withdraw
The **"Withdraw"** feature in the **Flip web** is used for transferring amount from your **Trading Account** to your **Registered Bank Account.**
#### How to Withdraw Funds
To *withdraw* amount, follow these steps:
* Go to the **"Funds"** **page.**
* Click on the **"Withdraw" button** at the top right-hand side of the page.
* You will be redirected to **"Withdraw Funds" Page.**
* At the top of the page you can see **"Withdrawal Balance"** available in the **Trading Account.** It is the amount that is available in the Account which you can **"Withdraw".**
* Enter the Amount you wish to on the box.
* If you have added multiple **Bank Accounts**, the default payout bank will be automatically selected. However, if you wish to select a different bank account, you can do so from the Drop-down Menu provided.
* To confirm the Withdrawal of the entered amount, tap on the **"Withdraw" Button** toward the end of the page.
* A **Confirmation Message** will be displayed.
### Add Funds
**"Add Funds"** feature in the **Flip web** is used for transferring funds from the **Registered Bank Account** to your **Trading Account.**
#### How to Add Funds
To *add funds,* follow these steps:
* To **"Add Funds",** navigate to the Funds page by clicking on the **"More" bottom** at the bottom of the page.
* This will open the **"Add Funds" page.**
* This will display your **"Current Available Fund Balance"** and various options for adding funds.
* **Enter the desired amount** in the provided space.
* Select the **Bank** from which you wish to transfer the **Funds**.
* If you have multiple **Registered Banks,** click on the **Drop-down Menu** to select the desired bank.
* Choose the **"Mode of Transfer"** from the available options.
#### Three Payment Method
To *Add Funds* using the **UPI ID**, follow these steps:
* Click on the **"UPI" option** provided on the **Flip web.**
* Enter the **"UPI ID"** of your choice in the pop-up page.
* The **UPI ID** will be verified before the request is sent.
* A collect request from **Geojit** will appear on the selected **UPI App.**
* Enter your **"UPI PIN"** and approve the transfer.
* If the transfer is successful, you will receive a confirmation pop-up.
#### **Please Note:**
* The UPI-linked bank should be the same bank that is registered with Geojit by you.
* The maximum amount you can **transfer via UPI** is **5 lakhs** for capital market transactions.
### How to find your margin details ?
* Click on the **"More" Icon** and you will be redirected to the More page.
* Tap on the **"Funds" Option.**
* This will take you to the **"Funds" Page**.
* Your margin details will be displayed there.
* Segment-wise margin details are also displayed.
#### What is the procedure to block/unblock funds?
The fund‑block facility (automatic transfers based on funds blocked in the customer’s bank account) is available with Federal Bank, South Indian Bank, and Punjab National Bank.
For users whose Depository Participant (DP) is PNB:
* Log in to the Flip app.
* Go to **'More' > Funds.**
* Tap on **'Add Funds'.**
* **Enter the amount** you wish to block.
* Choose **'Block Funds'** as the payment option.
* Now you will be navigated to the fund page by geojit.
* Click on the **'fund block/unblock'** button.
* On the following screen, **enter the amount you wish to block** and click **'Submit'.**
* Now you will be redirected to the PNB retail banking page.
* Here, e**nter the user ID** and **click continue.**
* Next, **enter the password and click Log In.**
* You will now land on the '**Lien Unlien Service'** page, where your lien details will be displayed.
* Review the details and **click 'Confirm.'**
* Now enter your '**Transaction Password'** and **enter the OTP** you have now received on your registered mobile number.
* Once done, you will get a success message.
To unblock:
* Log in to the Flip app.
* Go to 'More' > Funds.
* Tap on 'Withdraw Funds'.
* Tap on the 'Unblock' tab.
* Enter the amount you wish to unblock.
* Click "unblock," and your fund will be unblocked instantly.
\[Please Note: 10% of the blocked amount or 1000Rs, whichever is higher, cannot be unblocked manually. This portion will be automatically released only at the end of the day].
* For users whose Depository Participant (DP) is **SIB** or **Federal:**
* Go to 'More' > Funds.
* Log in to the Flip app.
* Tap on 'Add Funds'.
* Enter the amount you wish to block.
* Choose 'Block Funds.'
* To unblock:
* Log in to the Flip app.
* Go to 'More' > Funds.
* Tap on 'Withdraw Funds'.
* Tap on the 'Unblock' tab.
* Enter the amount you wish to unblock.
* Click "unblock," and your fund will be unblocked instantly.
