# Funds
### This section contains:
1. [Funds Page.](#id-1.-funds-page)
2. [How to Open the Funds page.](#id-2.-how-to-open-the-funds-page)
3. [Withdraw](#id-3.-withdraw)
4. [Add Funds](#id-4.-add-funds)
5. [Block/Unblock Funds](#what-is-the-procedure-to-block-unblock-funds)
6. [How to view your Pay In/Pay Out Report ?](#how-to-view-your-pay-in-pay-out-report)
7. [How to find your margin details ?](#how-to-find-your-margin-details)
### 1. Funds Page
The **"Funds" page**
is a vital tool for users to manage their Trading Account. It allows users to keep track of their **Available Funds**, monitor their **Margin** usage, and manage their **Account Balance.**
The page provides a detailed overview of the user's financial status, including:
#### **Available Margin**
This represents the total margin available for the user to take new positions. The values are computed on a real-time basis and are therefore indicative in nature. Final figures for booked profits/losses, brokerage, and other charges are accounted for at the end of the day in the ledger. Users are advised to refer to the end-of-day [**account statement**](https://usermanuals.geojit.com/mygeojit-mobile/reports/account-statement) for final and accurate balances.
#### **Available Cash**
This figure represents the amount of cash that is currently available in the user's account. If you have traded for the day, then these values are computed on a real-time basis and are therefore indicative in nature. So please refer the [**Account statement**](https://usermanuals.geojit.com/mygeojit-mobile/reports/account-statement) to get the real figures at End of the Day.
#### **Margin Utilized**
This shows the amount of margin that is currently being used for open trades.
Furthermore, the page provides a breakdown of the **Margin Balance** and **Margin Utilized** for each trading segment like equity, MTF, F\&O allowing users to monitor their margin usage across different markets. Also, in case of **buying power**, **segregation of margin** between **Equity & Commodity derivatives**, and **segregation of Equity cash & MTF** can be seen in this section.
In addition to this, the **"Funds" page** offers users the option to manage their **Account Balance.** Users can add funds to their trading account or withdraw their balance directly from this page.
Moreover, by clicking on the **Payout Status****,** the user can easily view the current status of their **Payout** request in their **MyGeojit Account.** This feature offers users the convenience of tracking their **Payout Requests** and keeping themselves updated with the status of their account.
#### Note
1\) When you exit an Intraday Position for a profit, the profit from the transaction is only released as margin upon the settlement of the transaction, so until then the profit position is shown as blocked.
2\) When you sell a stock from your holdings, only 80% of the sale proceeds are released as margin balance, with the remaining 20% blocked.
### **2. How to Open the Funds Page**
You can go to the **"Funds"**
**page** from **"Market Overview"** **page** and **"More"** **page.**
#### Go to Funds from More Page
To go to **"Funds"** from **More page,** follow these steps:
* Locate the **"More" Icon**
on the navigation menu.
* Click on the **"More" Icon**
and you will be redirected to the More page.
* Tap on the **"Funds"** **Option.**
* This will take you to the **"Funds" Page**.
#### **Go to Funds from the Market Overview Page**
To go to **"Funds"** from **Market Overview page,** follow these steps:
* Locate the **"Market Overview" Icon**
at the top left-hand side of **Watchlist, Orders, or Portfolio page.**
* Click on the **"Market Overview" Icon**
and the Market Overview pop-up will appear.
* Click on **"More Details"**
adjacent to the Margin.
* You be redirected to the **"Funds"** **page.**
### 3. Withdraw
The **"Withdraw"** feature in the FLIP Application is used for transferring amount from your **Trading Account** to your **Registered Bank Account.**
#### **How to Withdraw Funds**
To **"Withdraw"** amount, follow these steps:
* Go to the **"Funds"** **page.**
* Click on **"Withdraw" Button** at the bottom of the page.
* You will be redirected to **Withdraw Funds Page.**
* At the top of the page you can see **"Withdrawal Balance"** available in the **Trading Account.** It is the amount that is available in the **Account** which you can **"Withdraw".**
* Enter the **Amount** you wish to **"Withdraw"** on the box.
* If you have added multiple **Bank Accounts**, the default payout bank will be automatically selected. However, if you wish to select a different bank account, you can do so from the Drop-down Menu
provided.
* To confirm the Withdrawal of the entered amount, tap on the **"Withdraw" Button** toward the end of the page.
* A **Confirmation Message** will be displayed.
### 4. Add Funds
**"Add Funds"** feature in the FLIP Application is used for transferring funds from the **Registered Bank Account** to your **Trading Account.**
#### **How to Add Funds**
To **"Add Funds"**, follow these steps:
* To **"Add Funds",** navigate to the **Funds** **page** by clicking on the **"More"**
**Button** **Button** at the bottom of the page.
* On the **Funds page**, locate and click on the **"Add Funds" Button** at the bottom of the page.
* This will take you to the **"Add Funds" page.**
* This page will display your **"Current Available Fund Balance"** and various options for adding funds.
* Enter the desired **Amount** in the provided space.
* Select the **Bank** from which you wish to transfer the **Funds**.
* If you have multiple **Registered Banks**, click on the a**"Drop-down" Icon**
to select the desired **Bank.**
* Choose the desired **"Mode of Transfer"** from the available options.
#### Three Payment Method
**1) Entering UPI ID**
To **Add Funds** using **"UPI ID",** follow these steps:
* Click on the **"UPI" option** provided on the **FLIP Application.**
* Enter the **"UPI ID"** of your choice in the pop-up page, or just **select the "UPI"** option.
* If you enter your UPI ID, then the **UPI ID** will be verified before the request is sent.
* A collect request from **"Geojit"** will appear on the selected **UPI App.**
* Enter your **"UPI PIN"** and approve the transfer.
* If the transfer is successful, you will receive a confirmation pop-up.
* If you have selected the 'UPI' option without entering the UPI ID, then the UPI apps installed on your mobile phone will be displayed.
* **Click on the preferred UPI app**, and you will be navigated to the fund transfer page of that particular UPI app.
* Complete the payment process, and you are good to go.
#### **Please Note:**
* The UPI-linked bank should be the same bank that is registered with Geojit by you.
* The maximum amount you can **transfer via UPI** is **5 lakhs** for capital market transactions.
### What is the procedure to block/unblock funds?
The fund‑block facility (automatic transfers based on funds blocked in the customer’s bank account) is available with Federal Bank, South Indian Bank, and Punjab National Bank.
* For users whose Depository Participant (DP) is PNB:
* Log in to the Flip app.
* Go to **'More' > Funds.**
* Tap on **'Add Funds'.**
* **Enter the amount** you wish to block.
* Choose **'Block Funds.'**
* Now you will be redirected to the PNB retail banking page.
* Now **enter the user ID** and **click continue.**
* Next, **enter the password and click Log In.**
* You will now land on the '**Lien Unlien Service'** page, where your lien details will be displayed.
* Review the details and **click 'Confirm.'**
* Now enter your '**Transaction Password'** and **enter the OTP** you have now received on your registered mobile number.
* Once done, you will get a success message.
To unblock:
* Log in to the Flip app.
* Go to 'More' > Funds.
* Tap on 'Withdraw Funds'.
* Tap on the 'Unblock' tab.
* Enter the amount you wish to unblock.
* Click "unblock," and your fund will be unblocked instantly.
{% hint style="info" %}
\[Please Note: 10% of the blocked amount or 1000Rs, whichever is higher, cannot be unblocked manually. This portion will be automatically released only at the end of the day.
{% endhint %}
* For users whose Depository Participant (DP) is **SIB** or **Federal:**
* Go to 'More' > Funds.
* Log in to the Flip app.
* Tap on 'Add Funds'.
* Enter the amount you wish to block.
* Choose 'Block Funds.'
* To unblock:
* Log in to the Flip app.
* Go to 'More' > Funds.
* Tap on 'Withdraw Funds'.
* Tap on the 'Unblock' tab.
* Enter the amount you wish to unblock.
* Click "unblock," and your fund will be unblocked instantly.
### How to view your Pay In/Pay Out Report ?
To find the details of your pay-in/pay-out report, follow the below steps:
* Go to the **"Funds"** **page.**
* You will by default land on the "**Funds**" page.
* Find the **"Pay In/Pay Out"** tab **right** next to the Funds button. **Click on it.**
* Your Pay In/Pay Out Report is displayed, with the most recent transaction at the top. **Date of transaction, transferred amount,** and **type of transaction** can be seen.
* You can see the report for a specific time period by clicking on the **calendar icon** given just **below** the **Pay In/Pay Out butto**n.
* You can apply a **filter** and view the pay-in-only and pay-out-only reports too.
### How to view your Payout Status ?
* **Click on** the **"Payout Status"** button given right next to the Pay In/Pay Out Report.
* Here you can see the transaction history, with the most recent one at the top. The requested amount and status (approved or rejected) will be shown here.
* You can apply a filter and see the list of transactions that are approved and rejected separately.
### How to find your margin details ?
This section deals with your [**margin**](https://support.geojit.com/support/solutions/articles/89000007607-what-are-margins-)-related information. You can find the [**peak margin**](https://support.geojit.com/support/solutions/articles/89000007516-what-are-peak-margins-) blocked, [**MTM** ](https://support.geojit.com/support/solutions/articles/89000007503-what-is-mark-to-market-mtm-)amount and percentage, and [**MTF**](https://support.geojit.com/support/solutions/articles/89000007804-what-are-the-advantages-of-margin-trading-funding-mtf-) violation amount and percentage here.
* Locate the **"More" Icon** on the navigation menu.
* Click on the **"More" Icon** and you will be redirected to the More page.
* Tap on the **"Funds"** :wallet: **Option.**
* This will take you to the **"Funds" Page**.
* You will by default land on the "**Funds**" page.
* Find the '**Margin**' tab right next to the '**Funds'** page.
MtoM figures here can be both profit and loss. However, MTM % will show if there are losses in your open position.
MtoM of equity transactions is calculated differently, as it considers:
1. **MtoM of shares of Trade day** (T day)—mark-to-market valuation of shares traded on the current day.
2. **MtoM** **losses** in pending settlements—unrealized losses on trades that are yet to be settled.
3. **MtoM losses of shares in CUSPA**—losses arising from shares held under the CUSPA
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